What you do in the minutes and days after a collision has a direct impact on how much compensation you can recover. Insurers start building their case immediately, and so should you. Here is how to protect yourself, and the full value of your claim, after an accident in Calgary.
1. Make sure everyone is safe
Check for injuries and call 911 if anyone is hurt. In Alberta you must report a collision to police when there are injuries or significant property damage. A police file number becomes valuable evidence later.
2. Document everything at the scene
- Photos of all vehicles, damage, plates, and the wider scene
- The other driver's name, licence, registration, and insurance details
- Names and numbers of any witnesses
- Road, weather, and lighting conditions
3. See a doctor, even if you feel "fine"
Adrenaline hides injuries. Whiplash, concussions, and soft-tissue damage often surface days later. Prompt medical attention protects your health and creates the record that supports your claim. A gap in treatment is the first thing an insurer uses to cut a payout.
4. Watch what you say, and post
Do not admit fault at the scene or to an adjuster, and stay off social media about the crash. One comment or photo can be twisted to argue your injuries aren't serious.
5. Talk to a lawyer before you accept anything
An early offer is designed to close your file cheaply, before anyone knows how serious your injuries really are. We review your case for free and fight for the maximum compensation you are owed, with no fee unless we win.