After an accident an adjuster often calls quickly, sounds sympathetic, and makes an early offer. Remember whose side they are on: the adjuster's job is to close your claim for as little as possible. Here is how to protect what your case is truly worth.
The early offer is a strategy
A fast offer lands before you know the full extent of your injuries, your future treatment costs, or your lost income. Once you sign a release you almost never get a second chance, even if your condition worsens.
Tactics to watch for
- Recorded statements used to lock in, and later twist, your words
- Requests for sweeping access to your entire medical history
- Pressure to settle "today" for a one-time amount
- Labelling your injury "minor" to apply Alberta's compensation cap
What actually maximizes your recovery
- Complete medical documentation of every injury and its impact
- A full accounting of lost income, future care, and out-of-pocket costs
- Proper valuation of pain and suffering, not the insurer's number
- A lawyer ready to go to court if the offer is unfair
Let us deal with them
You should be recovering, not negotiating with a trained adjuster. We handle the insurer for you and fight for the maximum compensation you deserve, no fee unless we win.
This article is general legal information for Lethbridge, Alberta and is not legal advice. Every claim is different, contact us for advice on your specific situation.